Flexible Finance Options

Whether you're buying your first electric guitar, upgrading to a new keyboard, or investing in a beautiful piano the whole family can enjoy, Bonners are the musical finance specialists. We offer some of the most competitive finance deals in the UK on pianos, keyboards, guitars, and other musical instruments. With both 0% interest and longer-term interest-bearing options available, we're confident you'll find a plan that suits your budget - helping you bring home the instrument of your dreams sooner than you imagined.

*Some products are excluded from 0% Finance Offers. The available finance options will be shown at checkout.

  • 6 Months 0% Finance

    Spend a minimum of £625 and spread the cost over 6 interest-free monthly payments. 20% Deposit Required.

  • 10 Months 0% Finance

    Spend a minimum of £1250 and spread the cost over 10 interest-free monthly payments. 20% Deposit Required.

  • 12 Months 0% Finance

    Spend a minimum of £2500 and spread the cost over 12 interest-free monthly payments. 20% Deposit Required.

  • 24 Months 0% Finance

    Spend a minimum of £5000 and spread the cost over 24 interest-free monthly payments. 20% Deposit Required.

  • Up To 3 Years To Pay

    Spend a minimum of £2500 and get up to 36 months finance at 14.9% monthly payments. 20% Deposit Required.

Spread the Cost with Monthly Payments

At Bonners, we understand that investing in a quality musical instrument is a big decision. That’s why we’re offering a simple and flexible way to spread the cost, with 0% finance available on all purchases between £625 and £18,750. We also have some longer period (up to 36 months) Classic Credit APR 14.9% finance options with lower monthly payments. Our finance offers are designed to make high-quality instruments more accessible to musicians of all levels, from enthusiastic beginners to seasoned professionals. Whether you’re upgrading to a new stage piano, investing in your dream guitar, or kitting out your studio, the Bonners Music finance plans offer complete peace of mind.

How It Works

Our finance scheme is straightforward: you pay a minimum of 20% of the total cost upfront, and the remaining balance is spread over manageable monthly payments. Interest-free. Finance terms range from 6 to 24 months, and APR 14.9% terms range from 6 to 36 Months. Finance options offered are dependent on the total value of your purchase. The higher the value, the longer the repayment period available. With all finance options, there are no arrangement fees, and no hidden costs. You get complete transparency from the start, and your monthly payments are fixed, making it easy to budget.

How To Apply

  • 1) Add Items To Your Basket

    Add the product(s) you wish to purchase to your basket, and head for our checkout.

  • 2) Select V12 Retail Finance Payment

    After entering your name & address, select "V12 Retail Finance" as your payment option. You will then be directed to the V12 Finance Online Application Process.

  • 3) Complete The Online Application

    Complete the online application, and the lender will give you a decision. If your application is successful, you will be redirected back to the Bonners website to complete your purchase.

The Lender
Bonners Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Bonners Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 718966. Bonners Ltd is registered in England and Wales 1994113. Registered office 34 North St, Hailsham, East Sussex BN27 1DW.

Secure Trust Bank is registered in England and Wales 541132. Registered office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550.

Not all products offered by Secure Trust Bank T/A V12 Retail Finance are regulated by the FCA